Schwab requires the following 2 columns in the order given below submitted as either a .txt or .csv file (BillFin will default to generating a .txt file per Schwab's request).  Headers are not needed and the file should have no special characters (like “$”) or commas (",").

-Payment Account Number

-Fee Amount

*note: Schwab will not accept a fee upload if there are both credits and debits included. Any negative fee should be submitted separately or handled manually in Schwab's platform.